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LEGAL POLICIES

Terms of Service

Last Updated: July 22, 2026

Welcome to Time Is Money. These Terms of Service govern your use of our mobile application, website, and services, which are owned and operated by SKSK Tech Solution Private Limited (hereinafter referred to as the "Company", "we", "us", or "our"). By accessing or using the platform, you agree to comply with and be bound by these Terms. Please review them carefully.

1. Acceptance of Terms

By registering an account, booking a session, or creating creator profiles, you warrant that you are at least 18 years of age and possess the legal authority to agree to these Terms. If you do not agree to all of these Terms, you are prohibited from using the platform.

2. Creator Verification and Bookings

To list available calendar slots or claim verified talent badges, users must undergo our verification checks:

  • All profile info, listings, and portfolio showcases must accurately represent your active credentials.
  • When booking an appointment, you agree to make prompt payments to reserve the requested hour slots.
  • Platform parameters handle reservations, slot timings, and cancellation refund guidelines.

3. Secured Payment Settlement

Fees and payout balances are settled securely using standard payment encryption channels. Funds are held secure and released to the creator's wallet upon completion of the scheduled 1-on-1 direct session, ensuring buyer and expert protection.

4. Account Termination

We reserve the right to suspend or terminate accounts that violate our code of conduct, post deceptive media, or fail verification parameters. Users may permanently close their account at any time using the web-based Account Deletion Portal.

5. Modifications

We may revise these Terms of Service at any time without notice. By using this website or the app, you agree to be bound by the then-current version of these terms.

© 2026 SKSK Tech Solution Private Limited. Time Is Money is a product of SKSK Tech Solution Private Limited. Terms & Operations Department.